10954 (v.3) Lending 550
| Area: | School of Economics and Finance |
| Credits: | 25.0 |
| Contact Hours: | 3.0 |
| Lecture: | 1 x 2 Hours Weekly |
| Tutorial: | 1 x 1 Hours Weekly |
| Syllabus: | Risk assessment techniques for consumers and small business, analysis and interpretation of balance sheets, profit and loss statements, cash flows and funds statements and how these impact on risk assessment, industry structure analysis and the competitive environment - interpretation of these issues in making risk assessment, risk management practices, setting lending policy guidelines, the use of credit scoring and expert systems in the anlaysis and interpretation of lending risk. |
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| Unit Outcomes: | On completion of this unit students will have- Explained credit risk and how it arises. Described common forms of lending to personal and small business clients of financial institutions. Demonstrated an understanding of sound underwriting practices by analysing simplified lending proposals and making correct lending decisions. Explained how to measure credit risk in individual loans and loan portfolios. Described techniques for managing credit risk. |
| Text and references listed above are for your information only and current as of September 30, 2003. Please check with the unit coordinator for up-to-date information. |
| Unit References: | The Journal of Banking and Financial Services (previously the Australian Banker), bi-monthly. Bank Marketing Journal, monthly. ABA Banking Journal, US, monthly. Banking Strategies, US, monthly. Banking World, UK, monthly. Journal of Retail Banking, quarterly. The journal of lending & credit risk management, US, bi-monthly. Moore D., Financial Institutions and Markets, latest ed., Australia, Law Book Co.Hempel G.H., Simonson D.G., (1999), Bank Management Text and Cases, New York, Wiley and Sons.Hogan W.,Avram K.J., Brown C., Ralston D., Skully M., Hempel G. and Simonson D., (2001), Management of Financial Institutions, Brisbane, Wiley. |
| Unit Texts: | Saunders A. & Cornett (2003), Financial Institutions Management- A Modern PerspectiveRisk Management Approach, 34th International ed, Boston, Irwin McGraw-Hill. Weaver P.M. and Kingsley C.D., (2001), Banking and Lending Practice, 4th ed, Sydney, LBC Information Services. |
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| Unit Assessment Breakdown: | Final exam 40%, Lending Case Study report 30%, Research of a current lending issue 30%. This is by grade/mark assessment. |
| Year | Location | Period | Internal | Area External | Central External | | 2004 | Bentley Campus | Semester 1 | Y | | Y | | 2004 | Bentley Campus | Semester 2 | Y | | | |
Current as of: February 2, 2004
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